How do I know I’m getting a good deal ?

While doing your research and comparing what’s out there in the market is one of the most obvious ways to find out whether you’re sitting on a good deal, it can be time consuming and an overwhelming experience for those without specialist knowledge of the mortgage sector.

It’s good to shop around, and yes you can use comparison websites, but because lenders call like products different names, it can get very difficult to compare apples with apples.

Here at Coffs Coast Finance, we know the special names and pricing, so it’s worthwhile working with us to not only save you time but you’ll also get a well-rounded understanding of the advantages of each product.

That understanding of each product’s pros and cons is essential, because the best deal isn’t necessarily just the one with the lowest interest rate. It ultimately comes down to finding a loan that suits your plans – whether those plans are to pay the loan off as quickly as possible, to use it to fund renovations or investment down the track, or to pay the lowest total interest and fees over the life of a loan – and to finding a lender that will provide that loan at the level of finance required.

Imagine you’re wanting to buy your dream home. Now, different lenders will lend varying amounts based upon the same criteria. So that could mean that the lender with the sharpest rate may lend $200,000 less than the one with a slightly higher rate. If you really want that property, you’re going to have to go with the one with the higher rate, which may only make a few thousand dollars difference a year in interest repayments.

Our team have the specialist knowledge of products from multiple lenders and we’ll ensure you are getting a good deal.

 

 

 

Let's get started

Once you get an idea of your mortgage repayments Your local franchisee can also help guide you through this process.

    Our Reviews

    Coffs Coast Finance have been an absolutely amazing team of professionals. From start to finish through my home loan process, both Dan’s and Mandy have been super supportive and have managed all the logistical work on my behalf. After a comprehensive look at my finances they advised me on the best course of action. The process was quick, easy and effortless due to the fantastic team! If I ever had a question they were only a call away and always made time to call me back on the same day. I recommend Coffs Coast Finance to anyone, due to their knowledgeable understanding and helpful can do attitudes! Coffs Coast Finances work above and beyond and keep you in their best interests at all times, nothing is too big or too small!
    Courtney Byrne
    Courtney Byrne
    10:06 05 Aug 20
    We approached Dan and the folks at Coffs Coast Finance to review our loan offer and never looked back . He was diligent, courteous and professional. He looked around and got us a better offer , all the time keeping us updated along the way. We are more than pleased with everything that has been done for us and couldn’t recommend him highly enough. So impressed we will be giving the team the business loan to go over next. Well done guys 😀
    Louis Clan
    Louis Clan
    13:48 22 Jul 20
    I could not recommend these guys highly enough, they definitely go above and beyond all expectations. The service and expertise they provided during the recent purchase of my new home was outstanding and have made the process very easy and stress-free. A massive thank you to Taj and the Team at Coffs Coast FInance.
    Shanae Turner
    Shanae Turner
    11:11 22 Jul 20
    Highly recommending Coffs Coast Finance to anyone who is looking for some finance advice, getting a loan, and who wants amazing support and knowledgeable people. My experience was feeling welcomed and warm, with Dan and them team constantly responding to my questions with knowledge to answer my questions and more. The turn around to get a loan approved with Coffs Coast Finance was amazingly quick and very easy for me as the end customer, I can't thank Dan, Mandy and the team enough for the time and support they gave me, with great results. Thanking you all, highly recommended.
    Bradley Chakos
    Bradley Chakos
    20:21 15 Jul 20
    My husband and I were recommended to Dan McCarthy and the team at Coffs Coast Finance to help with purchasing a block of land and building our first home. Dan has made this process easy and stress free. He was exceptional in helping us understand the world of mortgages, and always had a smile no matter how many times we asked the same question. He was quick with his communication and we are grateful for how flexible he was in meeting us at a time and place of our convenience. We highly recommend Dan and will be using him for any future purchases!
    Nicole Gwynne
    Nicole Gwynne
    09:20 27 May 20
    Dan McCarthy and his team were absolutely amazing. I had met with another broker earlier who thought my age would go against me securing the loan amount i wanted, but thankfully a friend recommended I give Dan a call. Not only were there no problems, he found me a much better rate with a reputable bank. Dan was always available, would reply promptly to all emails and messages and made the process so easy. I cant recommend him and Coffs Coast Finance enough.
    Cindy Roberts
    Cindy Roberts
    09:50 25 Apr 20